Frauds and Scams
Frauds and Scams come in many forms and from many different sources including by phone, mail, door to door, email, internet, to name a few.
IF YOU ARE A VICTIM
If you have provided personal information and/or suffered a monetary loss you can report the incident to Kingston Police by calling 613-549-4660 or online via: https://www.kingstonpolice.ca/services/online/crime-report/
If you simply wish to provide information about the fraudulent call, please submit a report to the Canadian Anti-Fraud Centre via: http://www.antifraudcentre-centreantifraude.ca/reportincident-signalerincident/index-eng.htm
COMMON PREVENTION TIPS:
- Remember if it sounds too good to be true it probably is.
- Verify all information given from the caller.
- Be cautious of unsolicited contact. Do not provide or confirm any personal information when you any suspicion or concerns. You have the right to check out any person, business or agency requesting your information, ask for call back numbers, references and time to review.
- Do not unconditionally trust Caller ID. Scammers can use Caller ID Spoofing to make their number look like any phone number including government phone numbers. More info http://crtc.gc.ca/eng/phone/telemarketing/identit.htm
- Keep in mind: No Government or law enforcement agency will ever ask you for donations/forms of payment over email.
- All legitimate charities in Canada are registered by the Canada Revenue Agency – make sure you double check before you donate.
- If you do wish donate to the charity, make sure to get the contact details from a phone book or their official website before donating.
- Remember you can stop any fraud by hanging up, not replying to the email, shutting your door and not providing them with personal information.
- Call Police/ Bank if you have questions or concerns.
COMMON FRAUDS AND SCAMS
The Canadian Anti-Fraud Centre - CAFC (http://www.antifraudcentre-centreantifraude.ca/index-eng.htm) is the central agency in Canada that collects information and criminal intelligence on Frauds and Scams. The CAFC is also a very informative resource. If you are suspicious that something/someone might be fraudulent or you just want to learn more, have a look at their pages:
- Common Frauds and Scams http://www.antifraudcentre-centreantifraude.ca/fraud-escroquerie/index-eng.htm.
- Little Black Book of Scams (easy to read reference tool) http://www.competitionbureau.gc.ca/eic/site/cb-bc.nsf/eng/03074.html
- A few of the most common local frauds and scams:
- The Kijiji Scam
- A seller lists a product for sale on Kijiji, or similar resale website. The victim agrees to buy the product, and money is sent via e-transfer to the seller in advance of receiving anything. We recommend meeting sellers in person in high visibility public areas. The things that are being sold most commonly in these scams are event tickets for concerts, sporting events, and so on…as well as pets for sale.
- Cheque Frauds / Lottery Win Scams
- These scams usually originate as a “lottery” win, or in a secret shopper type scenario. The victim receives a cheque in the mail, which is usually written in their name. The victim is asked to deposit the cheque to their own bank account, and to send the majority of the dollar amount to someone else, usually via wire transfer or Money Gram / Western Union. The fraudster offers to let the victim keep a portion of the cheque for their trouble. Before the cheque is found to be no good, the victim has sent the money and is now on the hook for the full amount.
- These scams often originate as a “lottery” win, or in a secret shopper type scenario.
- Canada Revenue Agency (CRA) Scam
- The victim receives a call, text message, or an email claiming to be from the CRA, stating the victim either owes money, or is eligible for a refund. The victim is instructed to send money, often via iTunes gift card PIN numbers. The CRA does not accept iTunes cards as payment on your income taxes.
- Microsoft Scam
- The victim receives an alert on their computer screen saying that their files have been compromised, or their files are at risk. The victim is instructed to call a phone number to have a “Microsoft” technician help. The victim is told to send money for the service, and is usually instructed to allow the suspect remote access to their computer. This poses an additional danger, as the suspect may be able to access files, account names, and/or passwords when they have access to the computer.
- The Kijiji Scam
Please share this information with family and friends.
Knowledge and caution is the best protection against fraud.